Fair credit reporting act Macon

You will be charged the higher interest rate on money you borrow, that is, if your credit score is bad. But on the positive side if you have a good credit score, it will cost you less and enable you to pay it off quicker. So its important to know your credit scores from all credit rating bureaus and to raise your score as well. Raising your credit csore is easy if you know what to do, of course.

Here are fair credit reporting act Macon 7 steps to raise your credit score rapidly and keep it good. Its not important from what you will start, following this plan will lead your score to desired achievement. online free credit reports

Step 1: Check your credit report The main credit bureaus (such as Equifax, TransUnion and Experian) are required to put a free copy of every consumers credit report at their disposal once a year. This step is very important because you fair credit reporting act Macon can find errors there. Generally, one of the four credit reports contain fair credit reporting act Macon a mistake which can prevent you from getting a loan or credit card. denied credit free credit report And if you find out some errors such as late payments that were actually paid on time, correct them as soon as possible. Send a certified letter with the explanations what information was incorrect and include copies of documents that confirm your pretension. Step 2: Automatize payings on your bills This is probably the most important tip.

Being late or missing payments can destroy fair credit reporting act Macon your credit score quickly.

So the usage of banks online bill-paying service is strongly recommended. With its help a pre-set sum will be automaticly transferred from your checking account every month fair credit reporting act Macon and cover at least the minimum payments on all your credit accounts. view credit reports